RaiPay Hungary 3.22.6.0

Integrating your Raiffeisen Mastercard into the RaiPay mobile payment application offers a streamlined approach to contactless transactions using any compatible Android device. By registering your card with RaiPay, users can leverage the advantages of mobile payments, enhancing their purchasing experience both in-store and at ATMs.

Compatibility is essential; ensure your mobile device is running Android 8 or above, supports NFC technology, and can access the Google Play Store.

Key Features of RaiPay:

• Efficiency: Complete transactions swiftly without the need to physically present your bank card.
• ATM Withdrawals: Access cash in HUF from Raiffeisen ATMs without physical cards.
• Security: Every transaction requires device unlocking and, for significant transactions, additional verification through a RaiPay PIN or biometric confirmation.
• Loyalty Integration: Add and manage loyalty cards conveniently within the app.
• Data Protection: Your physical card details are never stored or shared with merchants during payments.

Practical Tips:

• NFC Activation: Ensure that the NFC feature on your device is activated. For Xiaomi phones, adjust the NFC type to "Use HCE wallet."
• Default Payment Setup: To enhance convenience, designate RaiPay as your primary mobile payment solution in your device settings.

Transaction Process:

• Unlock your device using fingerprint recognition, face recognition, PIN, or pattern before each transaction. For larger purchases, further authentication may be necessary.
• For ATM withdrawals, simply present your device to the reader; authentication may be prompted as needed.
• If multiple bank cards are registered, you can select a default card for seamless payments. To use an alternative card, open the app and select it prior to initiating the transaction.
• A stable internet connection is necessary for initial app registration, logins, and adding cards, but not for executing payments or withdrawals—just activate NFC.

Loyalty Card Management:

• Add loyalty cards effortlessly to gather points and facilitate purchases through the app.

International Use:

The RaiPay application supports contactless transactions abroad wherever accepted.

Application Features Include:

• Bank card registration and deletion
• Loyalty card management
• Transaction history display
• Settings management
• Customer support access
• Review of Terms and Conditions
• App version information